Delivering value at every stage in life

Cigna is there for your clients and their employees when they're healthy, sick, injured, and during life-changing circumstances. We offer programs and services dedicated to helping your clients and their employees through all stages of life.

Term life insurance

Our life insurance plans offer:
  • Additional financial protection for employees and their families
  • Health and well-being discount programs including estate planning and beneficiary resolution services
  • Living benefit options through Cigna's critical and terminal illness additional benefits
  • Online financial planning tools and a suite of value-added programs and services for employees and their families that start on day one

AD&D insurance

Our AD&D insurance can help provide additional financial protection for unexpected expenses after a serious injury or death caused by a covered accident. Whether your client offers basic or voluntary coverage, our AD&D insurance provides:

  • Access to a broad range of coverage options to meet employee needs
  • No medical questions or exam requirements to obtain coverage
  • Value-added programs and services for employees and their families that start on day one


Term life and accident insurance policies are insured and/or administered by Life Insurance Company of North America, except in NY where policies are insured by Cigna Life Insurance Company of New York (New York, NY). AD&D policies pay limited accident-only benefits. Exclusions and limitations may apply. For costs and details of coverage, contact Cigna.